Travel Insurance
Backed by Medical Experts
Stay protected on every trip with comprehensive coverage, round-the-clock assistance, and help from real medical professionals.
Built for Real Travel. Backed by Real Support.
Help That Actually Helps
Need assistance? Talk to real people who can guide you through medical or travel issues, fast.
Expert Care Around the Clock
Emergencies don’t keep office hours. That’s why our support hotline is available 24/7.
Protection That Goes Beyond Borders
Whether you’re heading to Europe, Asia, or beyond, your coverage follows wherever your trip takes you.
Real Coverage for Real Situations
From unexpected illness to trip delays, LUMA has you covered with benefits that truly matter when you’re far from home.
Trip Disruptions?
Covered.
LUMA helps you recover costs and keep your plans on track.
- Flight delays & cancellations
- Missed connections
- Trip cancellations
- Trip interruptions
Medical Issues?
We’re There.
From stomach bugs to fractures, our coverage travels with you.
- Emergency hospital stays
- Doctor visits abroad
- Medical evacuation & repatriation
- Covid-19
Lost or Stolen?
No Problem.
We’ll help you replace what’s missing and keep moving.
- Lost, delayed, or damaged baggage
- Loss of travel documents
- Theft of personal belongings or cash
Subject to the terms, conditions and limits of your policy and plan. Some benefits may not be available for purchase for all travel destinations or routes.
Travel with peace of mind
Our insurance provides coverage across the globe, with special expertise in these popular destinations.
Words from Happy Travelers
Jérôme C.
Perfect for traveling in Asia. One issue in Phnom Penh with my eyes, LUMA and his staff was particularly efficient and took care of me.
Thank you very much LUMA.
Clara M.
Super easy and reliable travel insurance! ⭐️
I used LUMA for my trip around Vietnam, Thailand, Japan and Southeast Asia — everything was done online in just a few clicks. Got my policy instantly, no long forms or waiting.
What I really liked is that it covers not just regular travel stuff, but also health issues and motorcycle accidents — which is a big plus if you’re riding motorcycles around in SEA.
Methawee M.
I recently buy travel insurance from LUMA when I travel overseas because it’s easy to buy and pay on website. It took only 5 minutes! And the price is reasonable so will definitely buy it again!
Ian P.
Agents are really helpful in answering all my questions about the insurance coverage for my son. The processing is also fast as well as customer service if you need any assistance.
Eldar C.
In Thailand, I had an infection and needed an operation. Luma’s insurance paid for everything without any problems.
Contact Us
Have questions about our coverage?
Need assistance with a claim?
Our friendly team is here to help you every step of the way.
Send Us a Message
